700credit Data Breach: 5.6 Million Affected

Data Breach at 700Credit Exposes Millions of Records

A significant data security incident at 700Credit has resulted in the compromise of personal information belonging to at least 5.6 million individuals.

The stolen data includes sensitive details such as names, addresses, dates of birth, and Social Security numbers.

Details of the Incident

700Credit, a provider of credit checks and identity verification services to auto dealerships nationwide, identified the breach as originating from an unauthorized external party.

The company, headquartered in Michigan, publicly attributed the October data breach to this unidentified malicious actor.

Investigations conducted by Michigan’s attorney general revealed that the data was collected from dealerships over a five-month period, spanning from May to October 2025.

Response and Mitigation

Affected individuals are being directly notified via postal mail by 700Credit.

The notification package includes access to complimentary credit monitoring services designed to help safeguard against potential misuse of the compromised data.

Recommendations from the Attorney General

Michigan attorney general Dana Nessel strongly advises recipients of these letters to take immediate action.

“Ignoring a notification from 700Credit could have serious consequences,” stated Nessel.

She emphasized the importance of proactive measures, such as implementing a credit freeze or utilizing credit monitoring services, to mitigate the risk of fraud.

Nessel further encouraged Michigan residents to leverage available resources to protect their personal identities.

These preventative steps can significantly reduce the potential for identity theft and financial harm.